Information on wills in Jersey

legacy week 01

The following information is provided by the Association of Jersey Charities.

We have no doubt that you would seek professional help when arranging your Will, so this information is intended to help guide you towards what you will need to consider and discuss with your lawyer.

An introduction to wills in Jersey
A will is a legal document in which you set out how you would like your property and personal possessions (collectively known as your estate) to be dealt with after your death. It contains the names of the individuals or institutions whom you want to receive your assets.
Jersey law treats moveable and immoveable property differently for succession purposes. In Jersey it is advisable, to make separate wills for each. Your immoveable estate comprises land, freehold, flying freehold, leases over 9 years and property; your moveable estate comprises everything else including money in the bank or cash, jewellery, furniture, cars and shares

In Jersey, a Will of Realty (a Will that deals with immoveable property) needs to be read aloud in the presence of the Testator by a Jersey solicitor, Advocate or States Member. One of the witnesses needs to be a Jersey lawyer or States member (unless the Will is being signed outside Jersey in which case the qualified person can also be a Notary Public).
The Testator needs to sign both types of will in the presence of two witnesses. Both witnesses need to be present at the same time, so that all three people see each other sign.

A conversation that everyone should have
We recommend that you discuss your wishes in the event of your death with your immediate family. It is often perceived as being difficult to have a discussion about wills and funeral arrangements, but it is much easier for you to let your thoughts be known, rather than leaving key decisions to a member of your family who’ll have to guess your wishes.
It is definitely time to have the conversation when you ...
• Form a long-term relationship
• Have a child or grandchildren
• Retire
• Engage in high risk activities
• Hold a high-risk job
You may be surprised that the conversation can be catapulted into a lively and enlightening discussion and your family may learn information about your past that they may not have known before, such as why you support a particular charity.
When should you make a Will?
Wills should be made and revised as your personal circumstances change. Significant events that may give rise to the need to make or alter a Will include:
• purchase of a house;
• marriage;
• the birth of children;
• separation and/or divorce;
• death of a spouse; and
• death of a named beneficiary.

Writing your Will
It is always advisable to see a Jersey advocate or solicitor to draw up a Will for you. There are a number of issues you should consider before a Will can be drafted. The main items you should discuss with your legal adviser are:
• Where are you domiciled?
• Do you own any property in Jersey or in any other jurisdiction?
• Have you previously made any Wills and, if so, where are they?
• Do you have any specific instructions for burial or cremation?
• Who do you wish to appoint as your Executor? This could be your lawyer, a family member or a trusted friend, for example.
• Do you wish to leave any specific gifts of money (legacies) or items (specific bequests) to any friends or family?
• Many people like to leave money to a charity in their will; are there causes you are passionate about?
• Who do you wish to appoint as the beneficiaries?
• Who do you wish to gift the remainder of your estate to?
Making changes to your Will.
If you want to leave a gift to charity but have already made a Will, it’s not a problem.

If you want to change your Will, it is important not to write on the Will because that may render it invalid; you need either a new Will or a Codicil. A Codicil is an official amendment to a Will.
In the old days, if one wanted to make a minor amendment to a Will, a Codicil was the answer because it would save a secretary from having to type up pages and pages of a new Will very accurately. In these days of computers, however, it’s actually quicker and more straightforward just to produce an updated Will.

It’s also worth noting that if you have a minor change to your Will, such as a change of address, it isn’t necessary to have a new Will or Codicil; all you need to do is to put a note of the new address with the Will. A change of address doesn’t entail changing the Will and certainly doesn’t render it invalid.

Different forms of legacy

If you wish to include a gift to a Jersey Charity in your will, please give your solicitor their Association of Jersey Charities number and their address.
You may wish to leave moveable or immoveable property to be used or sold to benefit a charity. This might be something small, such as items of jewellery, or something more significant such as freehold property or land. You may find it useful to discuss the form of gift with the charity beforehand, to ensure that your intentions are fulfilled.

There are three forms of legacy you might like to consider:
• A Pecuniary Legacy is a gift of a specific cash sum in your will.
• A Residuary Legacy is the residue, or a share of the residue, of your estate after all other legacies, debts, stamp duty, inheritance tax and expenses have been paid.
• A specific legacy of moveable or immoveable property, an item such as a property or a piece of jewellery.

Next steps

The Association of Jersey Charities strongly recommends that you seek professional advice when preparing your will.

Hawksford is supporting Jersey Legacy Week with a couple of special offers. Find out more here.